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Theft

Theft

Yes

Glass breakage

Glass breakage

Yes

Additional cost to rebuild due to enforcement of building laws

Additional cost to rebuild due to enforcement of building laws

No

Accidental discharge or overflow of water from plumbing (owner occupied homes)

Accidental discharge or overflow of water from plumbing (owner occupied homes)

Yes

Replacement cost – building

Replacement cost – building

Yes

Replacement cost – contents

Replacement cost – contents

Yes, as an option

Damage from watercraft

Damage from watercraft

Yes

Damage to owned small watercraft

Damage to owned small watercraft

Yes, up to $1,000

Floatation (concrete barge, Styrofoam, fiberglass, etc.)

Floatation (concrete barge, Styrofoam, fiberglass, etc.)

Limited to 5% of the home value insured and then coverage only provided for damage arising out of fire and collision

Debris Removal

Debris Removal

Yes

Earthquake

Earthquake

Yes, as an option

Reimbursement for alternate living expenses while home is being repaired

Reimbursement for alternate living expenses while home is being repaired

Yes, $10,000 and option to purchase higher limit

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