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Theft

Yes

Glass breakage

Yes

Additional cost to rebuild due to enforcement of building laws

No

Accidental discharge or overflow of water from plumbing (owner occupied homes)

Yes

Replacement cost – building

Yes

Replacement cost – contents

Yes, as an option

Damage from watercraft

Yes

Damage to owned small watercraft

Yes, up to $1,000

Floatation (concrete barge, Styrofoam, fiberglass, etc.)

Limited to 5% of the home value insured and then coverage only provided for damage arising out of fire and collision

Debris Removal

Yes

Earthquake

Yes, as an option

Reimbursement for alternate living expenses while home is being repaired

Yes, $10,000 and option to purchase higher limit